Buying a Car? First Think about Insurance

We all get super excited with the very thought of buying a car. It brings in a whole lot of energy in the family and friend circle, quite rightly so. It starts a chain of endless discussions on whether hatchback is better or SUV or sedans. When you finally zero down on buying a car, you take additional decisions regarding accessories. We usually tend to forget the importance of car insurance while purchasing a car. As most of the car dealers provide the first insurance along with the car purchase.

We are constantly on the lookout for saving money, which knowingly or unknowingly puts insurance on the back foot. Quite often it becomes a thing that needs to be purchased or renewed once a year. And soon takes up the role of burden, which is quite unjustified actually. Covering your car with insurance is the best gift you could shower your car with apart from timely maintenance. Even though the dealer would provide you with insurance, it is essential that you know your way around the same.

Do I need it?

Absolutely yes. The law commands that every car in India should be covered with insurance for it to be legally on road. Additionally, insurance covers your expenses that might arise from a situation like accidents or damage repairs for your car. The seemingly insignificant decision of purchasing insurance can help you in crunch situations and make sure you walk out of it without setting you back much financially.

Why should you get  Car Insurance?

There are lots of advantages and benefits of purchasing insurance for your car. Some of the most distinguished ones are as follows:

Damage Control

If you thought that the  car prices are increasing substantially, wait until you get a taste of their repair costs. No matter how carefully you drive, someone from some end might collide with your car, causing damage. Another common scenario is that you see someone stuck on the road and in order to save them, you move away resulting in crashing into a wall or road dividers. There are many such unavoidable situations where you might end up on the receiving end. Having car insurance at such times means that you don’t pay for these repairs from your pocket.

Third Party Liability

There might also be situations where you are not at the receiving end. If you get into an accident and it causes damage or injury to property or someone, your insurance will compensate for the same. This keeps you away from any legal consequences caused due to the case. Also driving a car without this minimum set of insurance opens up gates for hefty fines. If you don’t like to pay fines, renewing or buying car insurance is a much better proposition.

Add-Ons

Car insurances allow you to pick and choose additional features for your policy at nominal prices. You can go for the most common pick of Zero depreciation cover or choose to benefit from roadside assistance. Add-ons give you the option to reduce the insurance premium amount using deductibles and at the same time cover up for your loved accessories. The level of customization is just intense, and one can surely find what they need for their car.

Garages

Insurance companies are constantly increasing their list of preferred garages where you can get cashless repairs done for your car. This gives you more options to repair your car next time it is damaged. You can always pay for the repairs and reimburse the cost, but cashless transaction makes the process much more easier.

Conclusion

Getting insurance for your car should not be neglected at any costs. The benefits that you receive  outweigh the premium costs that one is usually worried about in the case of car insurance.

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Protecting HGVs from Fuel Thieves

HGV drivers are not the usual victims of crime while transporting goods from here to there, there is simply too much in motion. But, there have been occasions where HGVs have been targeted by fleet-footed villains and the fuel load is most often the coveted loot.

The fuel of an HGV can easily be more valuable than the goods they are hauling and considerably easier to access as well, especially if done at the right time and place. Unmonitored rest stops and any other unsecured location presents the fuel thief with an opportunity to access the fuel tanks of an HGV, siphon the fuel and abscond with a valuable loot of petrol.

Why Steal Petrol?

As always, the biggest motivator for a thief is considerably easy access to a prize of great value. Despite the unsteady prices of oil, the value of fuels has remained high. Meaning free fuel can be sold for a considerable profit on the black market.

Furthermore, the HGV carries a large quantity of high-value specialist fuels. This makes the possible remuneration much higher and well-worth the risk of petrol thievery. It is a dangerous business too, not just for the HGV but for the thief looting and transporting volatile fuels and the HGV driver as well. The HGV can be damaged in the siphoning process and the thief and driver are both in danger of fire and explosions.

How Is It Done?

The tools needed for relieving an HGV of its fuel supply are fairly simplistic and even the most simple-minded of crooks can wield them with efficiency. One end of a simple rubber garden hose is inserted into the fuel tank through the fuel fill inlet. The thief then lifts the other end to his mouth and sucks until the fuel flows up the hose. After receiving a mouthful of fuel the thief drops the hose into their container and takes their fill of valuable petrol.

When they have taken what they can, the thief will remove the hose and replace the fuel cap before taking their leave. Depending on their skills and preparation, they can fill their containers in as little as 3 to 15 minutes.

How Can I Prevent Fuel Thievery in My Vehicles?

The occurrences of fuel theft have become increasingly more common, there have also been several anti-theft devices designed to thwart this particular attack. While many of these involve alarm systems, one in particular has been found very promising by Co-Operatives Group (Co-Op) which has adopted this system into their large fleet of transportation vehicles.

The transportation giant recently applied an innovative device to their fleet of vehicles that protects from thievery as well as saves cash on fuels, here is how it works:

The ‘Impregnable-HF’ uses a floating lock valve inside the fuel tank to lock off the fuel from the inside. The floating device sits atop the fuel and prevents siphoning, overfill and spillage. This protects the unit and the company from all kinds of costly losses. Other ways to protect your HGV from the dangers of petrol thieves include:

  1. Improve security on rest stops as well as vehicle and fuelling yards. With so many HGVs all in one spot, these places can attract fuel thieves from all around. Make it impossible for all unauthorised persons to access these places. Installing fencing as well as better lighting and surveillance cameras are effective measures that reduce vulnerability to criminal intent.
  2. Park cautiously while on the roads. Never leave your vehicle unattended for long, even if it is just a trip to the loo. Park your HGV in a way that blocks access to the fuel tanks. This can be done by parking up against a wall or tree.
  3. Never leave the HGV unattended in an unsecured area, especially not for long periods of time. If you must leave your HGV unattended, make sure it is locked up behind a secure fence or in a car park with good security in place. Finally, never leave the vehicle by the side of the road, this is an easy opportunity for criminals.

“While on the road the driver must have their mind focused on the safety of themselves and all other drivers on the road. This is an especially exhaustive mental exercise” sympathises HGV expert at The LGV Training Company. “Nevertheless, at the end of the day, when an HGV driver arrives at a rest stop, safety procedures can be forgotten. This is where a practical solution to preventing petrol thievery can save you from loss.”

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Safety Tips On Driving With Your Children

Most parents know how stressful it is to have a child, but there are ways to make it easier. Though many different options are available, these simple tricks are easier and much less of a fuss so you can get the safety you need, especially while you’re driving. This article will help you pick out items or do a couple things that will make sure your kids do not distract you while you’re driving. Though it’s never 100%, it will help far more than nothing, so read on and find out how you can make your life driving less stressful.The first thing you should do when considering how to distract your kid away from your attention, so that your attention is on the road, is to make sure that they have something to do. Whether they’re a bookworm and love reading, or if they love your ipad to play games on apps, this is a great way to distract your kids while you’re concentrating on driving. However, you’ll want to make sure that the games or book is age appropropriate and that it actually keeps their attention. Watch out though! Make sure that you put on adult supervision on tablets and phones so that your child can not accidently run up your credit cards on file. Or, you could simply take your credit card off. You can also put a movie on your tablet or phone so that they can watch it with headphones. If you’re lucky, they’ll fall asleep, or be kept busy for awhile. If you’re looking for a great distracting toy or tablet just for kids, visit Toys R Us to get huge savings on great toys.

If that doesn’t work or if your child is a wild one that takes more than a game or movie to distract them, you’ll want to tire them out before a long road trip. Make sure they get a lot of exercise, and haven’t already had a nap, so that they’ll sleep for the majority of the time that you’re driving. This is a great simple way for you to get them a nap, especially if the ride will be a long one.

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Enjoy Nature Using Kayak In Step By Step

There are many ways to enjoy the nature; you can camp on the nature to enjoy the nature and unison with nature completely. You can decide to go around nature using your own leg, use car, or you can use the recent popular type of camping, kayak camp. You can simply go with kayak and heading down stream for truly fun and great camping experience. Today I will provide you a step by step guide on how to choose kayak to camp on the nature.The first step is preparing your kayak before you go to the nature. You will need to have a kayak large enough for you and your camp item. The camp item will be needed to sustain yourself in the wilderness for the duration of your camp. You might need to have trailers that capable to bring big kayak from your home into nature, you can get more information about the trailers to bring big kayak by visiting Kayak Trailer.

The next step is preparing logistic and plastic or dry bag to transport food, clothing and toiletries for your kayak trip. This bag will make sure that your logistic stay dry and you will be able to survive in the nature. Make sure not to over pack a dry bag because an open end of dry bag will be result on wet logistic that cannot be used for camp.

The next step is making sure that you prepare packing properly. You will need to focus on being on survival before comfort, therefore focus on the most needed thing, water. Make sure that you bring a gallon per person per day. After that, you will need to pack food, I recommend you to get freeze dried gourmet selection of chicken chili or soups. Make sure to get meals that easy to pack and easy to cook during camp.

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