An auto accident can be a minor annoyance or a life-changing event. If you have been in an auto accident, these are three of the steps you should take.
1. File an Insurance Claim
Whether you are at fault or you think the other party is, you should contact your insurance company and begin the claims process. Your insurance company will ask you some questions about what happened in the accident and ask you to describe any injuries or damage to your property. If anyone in your vehicle or the other driver’s vehicle was seriously injured in the accident, you may want to contact an auto accident attorney in Columbia MD to assist you with your claim.
2. Document the Accident
Drivers often disagree about who is at fault for an accident. The more evidence you can gather at the scene, the better chance you will have of proving your case to an insurance company or a judge. Take photos of the scene and all of the involved vehicles. Write down the names and contact information of any witnesses. Get the name and badge number of the police officers who respond to the scene. Get a copy of the police report.
3. Exchange Information With the Other Driver
The police will usually assist you in obtaining the other driver’s insurance information; however, it is best not to rely on them to do so. Ask for the names and contact information of everyone in the other vehicle. Get the name of their insurance company and their policy number. Write down the other driver’s license and license plate number. Record the make, model and color of the other vehicle. Write down the location of the accident.
The steps you take after an accident can affect your ability to recover your damages. These three steps can help you protect yourself in the event of a dispute.